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Smart banking solutions
for your business

Apply for a business loan

Chosen by over 3,000 businesses

Why Smart Businesses choose First Circle

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To grow

₱11 billion in loans given to support business growth
Average 80% revenue growth experienced within 2 years
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To save time

5 minute account opening
Loans disbursed in 1 day
No paperwork needed
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To save money

Most affordable non-collateral funding available
Fee-free payments
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To minimize risk

Minimize downside risk
Never miss an opportunity due to cashflow gaps

Non collateral loans and financial tools for your business

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Business Credit Line

Grow your business by opening a non-collateral credit line of up to 20 million pesos for free.
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Coming soon

Business Banking

Elevate your business with no-fee, no-limit Business Banking designed to fuel your success. Join the waitlist today.
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Employee Salary Loans

Uplift your employees with flexible, low interest Employee Wellbeing Loans for up-skilling, medical, and family education expenses.
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Our customers are Small & Medium Enterprises (SMEs) – the backbone of the Philippine economy

₱ 80 billion

in combined revenue of our active customers

100,000+ staff

employed by our active customers

80% growth

average 2 year growth rate of our customers
Data on Averages of Small and Medium Businesses
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TELECOMMUNICATIONS
With lower interest rates, faster release, and of course the good customer service and relationship with First Circle, we’re here to stay for long.
First Circle customer
Ma. Linda Moya, President and CEO
Richworld Infra Solutions Corp.
Partner since 2023
First Circle customer
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Food processing
I just hope na the banks would copy First Circle. It’s a winning combination right there — the speed, efficiency, responsiveness.
First Circle customer
Christian Bello, President and CEO
Acima Meda Philippines Inc.
Partner since 2020
First Circle customer
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production
First Circle is really the first institution that helped me, who also believed na kaya ko din ito. Without First Circle, hindi ko maki-cater yung first order ko.
First Circle customer
Daniel Cruz III, Owner
SH-CCPM Enterprise
Partner since 2020
First Circle customer
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Engineering
With First Circle, immediate ang rescue. Sasabihin lang namin na maglo-loan kami, processed na agad. Hindi ka na maghihirap.
First Circle customer
Anita Mataga, Managing Partner
FlexNet System Incorporated
Partner since 2022
First Circle customer
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PRINTING
'Yung unang loan namin sa First Circle, ang laking naitulong niya. Mabilis yung process niya. Natapos lahat ng projects na satisfied yung customer.
First Circle customer
Erwin Manarpiis, President and CEO
Otus Copy Systems, Inc.
Partner since 2021
First Circle customer
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Engineering
Si First Circle ‘yung isa sa nagiging takbuhan namin, especially 'pag may urgent loans kami.
First Circle customer
Oren Cabrera, President
Maglev Air Conditioning Corp.
Partner since 2019
First Circle customer
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MANPOWER
In doing business with First Circle, we made plans so that we could upgrade the business in relation to what First Circle is doing for us.
First Circle customer
Ferdinand Fernandez, President
Vishnu Property Management Inc.
Partner since 2023
First Circle customer
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CLOTHING
Kung magrate tayo from 1 to 10 — 10 being the highest, 10 always ang rating ko kay First Circle. Kasi sobrang gaan, at ang laki ng tulong sa akin.
First Circle customer
Alma Plaza, Owner
IMVJ Apparel
Partner since 2020
First Circle customer
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ENTERTAINMENT
Out of all the financial institutions I have spoken with, First Circle has the most modern and updated facilities, and the most accommodating people.
First Circle customer
Roy Lopez, Chief Operating Officer
BlackOps Studios Asia
Partner since 2023
First Circle customer
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ENGINEERING
Very hands-on si First Circle, so napo-provide namin agad ang mga requirements, at nare-release agad yung loan namin.
First Circle customer
Karren Vardeleon, Head of Accounting
Westfor Asia, Co.
Partner since 2019
First Circle customer
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4.7 rating (91 reviews)

"First Circle is highly recommended, and I absolutely love their service. They excel in efficiency, simplicity, and affordability, setting them apart from others in the market."

Open an account in one day

No paperwork

Online application form in 5 minutes with 3-7 documents required.
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No branch visits

Open your account from the comfort of your own office or home.
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Same or next-day account opening

Start banking without delay.
Open an account today

security is our priority

Our Investors

Our PARTNERS

First Circle is regulated by the Securities and Exchange Commission (SEC). For concerns, you may contact SEC at (+632) 8818-5554 or crmd_publicassistance@sec.gov.ph.